Couple aged between 45 to 55 years old

45 to 55 years old

Is your pension on the right track?


If you’re aged 45 to 55 years, and as your career progresses you may start thinking about your retirement future. Whether you need funds to help your children onto the property ladder – or that once in a lifetime round the world cruise you’ve always wanted – now is the ideal time to review what pension provisions you have in place and what you’ll need to enjoy a comfortable retirement.

Call Pension Works on 0808 164 2664 and let us help make your pension work for you.


Couple aged between 45 to 55 years old

Key considerations
at 45 to 55 years old

When do you want to retire?

Have you considered your retirement lifestyle? Or when you actually want to retire? If you know when and how you want to spend your time, you’ll need to make sure that your pension fund will cover those demands. It’s not too late at all to review your funds and make any necessary adjustments.

Your attitude to risk when 45 to 55 years old

In the years since you first took out your pension policy(s), your attitude to risk may have changed. As you get closer to retirement, you may be looking to secure your pension funds. Completing a careful reassessment of your risk tolerance, may well help you achieve these goals.


Man 45 to 55 years considering retirement

Convenient Advice

Unlike traditional Financial Advisers, we aim to be more flexible and available when you need us. Our service is telephone and email based, allowing us to work for you at a time that is most suitable for you. This flexibility gives you access to one of our fully qualified and FCA regulated Independent Financial Advisers in the comfort of your home and without the need to book an appointment weeks in advance.

Although we are an online and telephone business, your details and information are fully secure like you would expect from your traditional IFA. Any data you provide through our website is encrypted and also shielded with multiple layers of security for your protection.

As a forward thinking online & telephone based business, this enables us to keep our fees low, so that we can pass those savings on to you, hopefully taking you closer toward the retirement you desire.


Peace of mind

We work with all major UK pension providers allowing us to find the pension that helps you meet your retirement goals, and ensures your retirement is in experienced hands.

Pension Fees Calculator

Our free pension HealthCheck will carefully assess whether your private pension is being consumed by excessive fees or hidden charges, which could be preventing you from retiring with extra funds.

Simply provide your pension pot size and age below, to calculate how much we could help your pension grow:

If you’re 45 to 55 years old, the higher your fees, the longer it may take to save for retirement.