• Free Pension Check Form

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Are you 45 to 55 years old?

As your career progresses you may start thinking about your retirement future. Whether you need funds to help your children onto the property ladder – or that once in a lifetime round the world cruise you’ve always wanted – now is the ideal time to review what pension provisions you have in place. By perfecting your Pension’s performance, you could extend the life of your Pension by up to seven years*.

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Key considerations at this life stage


Have you considered your retirement lifestyle? Or when you actually want to retire? If you know when and how you want to spend your time, you’ll need to make sure that your Pension fund will cover those demands. It's not too late at all to review your funds and make any necessary adjustments.



In the years since you first took out your pension policy(s), your attitude to risk may have changed. As you get closer to retirement, you may be looking to secure your pension funds. Completing a review, with a new attitude to risk interview may well help you achieve these goals.


Throughout your career, you may have moved jobs and started Pension funds with your new employers. These pension policies may be relatively small in value - but reviewing their performance may reap higher rewards and make them easier to keep track and monitor in the future.

How can Pension Works help you?

As you climb the career ladder, it's likely that some businesses that employed you had different Pension Policies that you paid into. Pension Works can find, and HealthCheck your current policies, offering to advise on how they are performing and if necessary offer alternative options for your consideration.

As impartial, independent financial advisers, Pension Works will complete a full fact find including an attitude to risk profile regarding your current and future retirement plans. We do this to understand your retirement goals and provide an independent report to you. The fact find may help with your current financial planning as well as your pension provision.

Planning for your retirement earlier can help you achieve your desired future lifestyle. Pension Works will deliver an outlook on what you could expect from your current policy(s) and if there are suitable pension policies that could improve this.

What life stage you're at matters

As you progress through your working career, your life stage can have a profound effect on your future retirement and pension provision. Generally, people's plans and attitudes change as they get older and your pension policy should reflect this.

Find out more
  • Free Pension Check Form

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