Couple over 55 years old out shopping

Couple over 55 years old

Considerations at this life stage

Sorting your finances

Ensuring you’re debt free is an important consideration when reviewing your pension at this life stage. Without your regular working income, you may struggle to pay your mortgage or any outstanding loans you currently have. We can help you to identify if there are any gaps between your retirement income and debt outlay.

Protecting your pension

Protecting your pension against any last-minute slumps or crashes in the stock market volatility could make the difference between a basic or comfortable retirement. Selecting a suitable policy that can offer greater security while still giving you a solid return could be ideal – especially as you move closer to retirement.

 
 

Couple over 55 years old enjoying retirement

Retirement planning

Have you considered your retirement lifestyle? Or when you actually want to retire? If you know when and how you want to spend your time, you’ll need to make sure that your Pension fund will cover those demands. It’s not too late at all to check your funds and make any necessary adjustments.

In the years since you first took out your private pension, your attitude to risk may have changed. As you get closer to retirement, you may be looking to secure your pension funds. Reassessing your attitude to risk may well help you minimise volatility and achieve these goals.

 

Peace of mind

We work with all major UK pension providers allowing us to find the pension that helps you meet your retirement goals, and ensures your retirement is in experienced hands.

Pension Fees Calculator

Our free pension HealthCheck will carefully assess whether your private pension is being consumed by excessive fees or hidden charges, which could be preventing you from retiring with extra funds.

Simply provide your pension pot size and age below, to calculate how much we could help your pension grow:



The higher the charges, the longer it may take you to retire and the less you could be retiring with.