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1.1 - Personal Details

These questions will help us understand your personal situation.

1.2 - Partner Details

If you are married, in a Civil Partnership or share household finances with someone, please complete the Partner Details section.

1.3 - Family and Dependants

This section should be completed if you have children and/or financial dependants.

2.1 - Your Employment Details

Please complete this section to the best of your knowledge.

2.2 - Partner Employment Details

If you are married, in a Civil Partnership or share household finances with someone, please complete the Partner Employment Details section.

2.3 - Income Details

It is important that we understand all the sources of income coming into your household.

Please ensure you include ALL sources of income currently being received by you and/or your partner.

2.4 - Expenditure

2.5 - Essential Expenditure

Please list all of your essential expenditure here. These are the outgoings that must be paid and which you would find hard or impossible to reduce.

Examples of Essential Expenditure

  • Food & groceries
  • Council Tax
  • Mortgage

2.6 - Lifestyle Expenditure

Please list all of your lifestyle expenditure here. This is the expenditure supporting your expected standard of living, such as holidays and eating out, that you do not wish to compromise on.

Examples of Lifestyle Expenditure

  • Meals out
  • Takeaways
  • Drinks

2.7 - Discretionary Expenditure

Please list all of your discretionary expenditure here. These are the luxury items and gifts that you may want to make, or current regular savings.

Examples of Discretionary Expenditure

  • Holidays
  • Regular savings
  • Gifts

3.1 - Savings and Investments

Please state all of your non-pension savings and investments. This can include cash in the bank, ISAs, Premium Bonds etc.

3.2 - Asset Details

Please list any major assets you own, such as your main residence, buy-to-let, businesses etc.

3.3 - Life Insurance

If you or your partner currently hold any life insurance, either through work or privately, please list them here.

3.4 - Mortgages

Please tell us about any mortgages you have with outstanding balances – e.g. main residence, second home, buy-to-let etc.

3.5 - Liability Details

If you have any debts, loans or hire purchase agreements, please list the outstanding balance here.

3.6 - Your Vehicles

Please tell us about your vehicles.

4.1 - Retirement Planning

This section asks you about your plans for retirement.

4.2 - Retirement Income

What sources of income do you anticipate having in retirement?

4.3 - Further Details

Additional questions regarding your retirement plans.

4.4 - Tax Free Lump Sum

Most pensions allow a tax-free lump sum to be taken. Please consider whether this is something you will take.

4.5 - Death Benefits

This section asks you to consider what pension benefits will be needed in the event of your death.

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Pension Works - Client Fact Find

Name:
Date of Birth:
Postcode:

Welcome to the Pension Works Customer Fact Find

This is an essential step in our advice process. The information you provide here will be used by your adviser to help form the basis for our advice.

The questions here have been specifically designed to help your adviser provide advice that meets your needs. If, for any reason, you decline to answer any or all of the questions or if you fail to provide true and accurate information to the best of your knowledge, the advice given subsequently may not be the best advice, as it can only be based on the information provided.

Our recommendation for filling in this form would be to approach it in stages and save your progress regularly.

Please enter the details for your partner below:

Gross salary is the amount you are paid prior to any deductions. The amount you receive in your bank account is known as the net amount.
If you're married or in a civil partnership, you may be entitled to a £252 tax break called the marriage tax allowance. The marriage tax allowance allows you to transfer £1,260 of your personal allowance (the amount you can earn tax-free each tax year) to your spouse or civil partner if they earn more than you. One of you needs to be a non-taxpayer and the other partner needs to be a basic rate taxpayer. Higher or additional-rate taxpayers aren't eligible for this allowance.
You may be entitled to receive these NI credits if you are a grandparent, or other family member, who cares for a child under 12, usually whilst their parent (or main carer) is working. Specified Adult Childcare credits work by transferring the NI credit attached to Child Benefit from the Child Benefit recipient to a family member who is providing care for a related child under 12.

Workplace Pension

(£) (%)
(£) (%)
Gross salary is the amount you are paid prior to any deductions. The amount you receive in your bank account is known as the net amount.
If you're married or in a civil partnership, you may be entitled to a £252 tax break called the marriage tax allowance. The marriage tax allowance allows you to transfer £1,260 of your personal allowance (the amount you can earn tax-free each tax year) to your spouse or civil partner if they earn more than you. One of you needs to be a non-taxpayer and the other partner needs to be a basic rate taxpayer. Higher or additional-rate taxpayers aren't eligible for this allowance.
You may be entitled to receive these NI credits if you are a grandparent, or other family member, who cares for a child under 12, usually whilst their parent (or main carer) is working. Specified Adult Childcare credits work by transferring the NI credit attached to Child Benefit from the Child Benefit recipient to a family member who is providing care for a related child under 12.

Expenses

We will now ask you about your current expenses. This will be broken down into 3 sections: Essential, Lifestyle, Discretionary

Essential Expenditure - This is the outgoings that must be paid and which you would find hard or impossible to reduce.

Lifestyle Expenditure - This is the expenditure supporting your expected standard of living, such as holidays and eating out, that you do not wish to compromise on.

Discretionary Expenditure - These are the luxury items and gifts that you may want to make, or current regular savings.

Please ensure all fields are completed - entering 0 (zero) if the expense is not applicable to you.

Mortgage 1




Your Retirement Planning

Partner's Retirement Planning

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