1.1 - Personal Details
These questions will help us understand your personal situation.
1.2 - Partner Details
If you are married, in a Civil Partnership or share household finances with someone, please complete the Partner Details section.
1.3 - Family and Dependants
This section should be completed if you have children and/or financial dependants.
2.1 - Your Employment Details
Please complete this section to the best of your knowledge.
2.2 - Partner Employment Details
If you are married, in a Civil Partnership or share household finances with someone, please complete the Partner Employment Details section.
2.3 - Income Details
It is important that we understand all the sources of income coming into your household.
2.4 - Expenditure
2.5 - Essential Expenditure
Please list all of your essential expenditure here. These are the outgoings that must be paid and which you would find hard or impossible to reduce.
Examples of Essential Expenditure
- Food & groceries
- Council Tax
2.6 - Lifestyle Expenditure
Please list all of your lifestyle expenditure here. This is the expenditure supporting your expected standard of living, such as holidays and eating out, that you do not wish to compromise on.
Examples of Lifestyle Expenditure
2.7 - Discretionary Expenditure
Please list all of your discretionary expenditure here. These are the luxury items and gifts that you may want to make, or current regular savings.
Examples of Discretionary Expenditure
- Regular savings
3.1 - Savings and Investments
Please state all of your non-pension savings and investments. This can include cash in the bank, ISAs, Premium Bonds etc.
3.2 - Asset Details
Please list any major assets you own, such as your main residence, buy-to-let, businesses etc.
3.3 - Life Insurance
If you or your partner currently hold any life insurance, either through work or privately, please list them here.
3.4 - Mortgages
Please list any mortgages you have with outstanding balances – e.g. main residence, second home, buy-to-let etc.
3.5 - Liability Details
If you have any debts, loans or hire purchase agreements, please list the outstanding balance here.
4.1 - Retirement Planning
This section asks you about your plans for retirement.
4.2 - Retirement Income
Please state how you will meet your expenditure needs in retirement.
4.3 - Further Details
Additional questions regarding your retirement plans.
4.4 - Tax Free Lump Sum
Most pensions allow a tax-free lump sum to be taken. Please consider whether this is something you will take.
4.5 - Death Benefits
This section asks you to consider what pension benefits will be needed in the event of your death.
Complete - Review Information
Complete - No Action Required
Pension Works - Client Fact Find
Date of Birth: