Pension HealthCheck

Pension HealthCheck

Will your pension
deliver in retirement?


When did you last check how much your pension is worth? Will it generate enough income to provide you with the comfortable retirement you want?

A free Pension HealthCheck from Pension Works provides thorough insight into past performance and monitors if there are better pensions on the market, thereby allowing you to better plan for the future. We are fully authorised and regulated by the Financial Conduct Authority – so any advice we give, has to be in your best financial interest.


Pension HealthCheck

Our free Pension HealthCheck can advise on:

Pension Annuity

There are several types of pension annuities you can buy, so going DIY when buying an annuity could be a mistake. By searching the open annuity market, there may be another provider that will give you a better annuity rate for your pension pot. Our financial advisers can work with you to find the best annuity for you, and one that could potentially give you more guaranteed income in retirement.

Pension Consolidation

It’s critical to keep a close eye on your personal pension savings. Moving your pensions into one policy could potentially make it easier to manage and reduce the chances of losing track of your money. We can advise on whether pension consolidation is in your best interests and if you can save money on charges by moving your personal pensions and we can manage all the transfers for you.

Pension Drawdown

We can help you to access your tax-free cash if you’re over 55 years of age, or if your pension doesn’t allow drawdown, move your pension to give you more flexibility. Our pension experts can offer advice on the best way of accessing your funds and highlight the impacts of taking your money early could have on your future.

Retirement Planning

If retirement is on the horizon, our financial advisers can help you to put a plan together, to make sure you’re on track for the comfortable retirement you deserve. We can also advise on if buying an annuity or taking your pension through pension drawdown is the best option for you and your future.

Pension Assessment

Pension performance can be volatile, and your private pension could decline in value quickly. We can check your pension performance to ensure you are not losing out on valuable pension funds for your retirement.

Pension Transfers

When considering transferring your pension(s) to another provider, there are many things you need to think about, but our Independent Financial Advisers can work through all the options to help you make informed choices.


HealthCheck Family

Retirement Planning

When it comes to retirement, it’s not just about how much your pension is worth and your retirement lifestyle, it may include looking to secure the future of your dependants too.

You may also have to plan for a time when you might need to pay for help around the house or for the likelihood of needing medical and nursing care in your later years.

Our Pension HealthCheck service helps you professionally plan for many aspects of your retirement.


Peace of mind

We work with all major UK pension providers allowing us to find the pension that helps you meet your retirement goals, and ensures your retirement is in experienced hands.

Pension Fees Calculator

Our free pension HealthCheck will carefully assess whether your private pension is being consumed by excessive fees or hidden charges, which could be preventing you from retiring with extra funds.

Simply provide your pension pot size and age below, to calculate how much we could help your pension grow:

The higher the charges, the longer it may take you to retire and the less you could be retiring with.