Pension Transfer - Pension Pot

Pension Transfer - Pension Pot

Our pension transfer service includes:

1.) Information gathering

We gather all the information regarding your current private pension funds from your providers to start our assessment. This information could include up to date values and any benefits that may be included with your pension funds.

2.) Pension assessment

We assess all your private pension funds, including their current management fees, risk profile, annual growth and past performance to identify any possible areas of improvement that you could benefit from. This will also include a ‘Get To Know You’ call with your pension adviser to understand your current financial situation and retirement plans.

3.) Fund analysis

We analyse all current UK pension funds and providers to see if there is a more suitable or better-performing pension for you. For your security, we only recommend funds from the biggest and best UK pension providers.

4.) Advice and recommendations

We advise and make recommendations to you in a comprehensive report. We will talk you through the report in detail to ensure you fully understand all the recommendation and options available to you. This will cover whether we believe transferring your pension is in your best interests, along with a detailed explanation of how we have arrived at this conclusion.

The above process including the analysis and recommendations for defined contribution pensions are free and without obligation.

If our advice is to leave your private pension where it is, we will tell you this for free.

5.) The transfer process

We help you transfer. Following our analysis and recommendations if we believe a pension transfer is in your best financial interests and you are happy for us to implement the advice – we will handle the entire transfer process for you from start to finish. Your adviser will outline any fees we will charge to implement the transfer and ensure a smooth transaction from your existing fund to the new recommended pension provider. Our fees for a pension transfer are among the lowest in the industry.


Pension Transfer Couple Reviewing Paperwork

Why transfer your pension
to another provider?

There could be many benefits of transferring your pension to another provider.

Lower fees and charges – there can be large variances between pension policies and the charges they incur. Although the difference in decreasing your pension charges from 2% to 0.5% may seem small, it could deliver a huge increase to the value of your pension. The vast impact this could make, is demonstrated by our pension calculator.

Reduced risk – balancing risk and reward can be complicated. Whilst your pension could be growing quickly, it may also be in a high risk policy, meaning you could suffer from significant volatility and potential losses.

More flexibility – many older pensions lack the flexibility that people can enjoy with a newer style pension, that have been introduced since Pension Freedoms in 2015.

Easier to keep track – moving multiple pensions into a more manageable pension fund could make it easier to keep track of your finances.


Peace of mind

We work with all major UK pension providers allowing us to find the pension that helps you meet your retirement goals, and ensures your retirement is in experienced hands.

Pension Fees Calculator

Our free pension HealthCheck will carefully assess whether your private pension is being consumed by excessive fees or hidden charges, which could be preventing you from retiring with extra funds.

Simply provide your pension pot size and age below, to calculate how much we could help your pension grow:

The higher the charges, the longer it may take you to retire and the less you could be retiring with.