Our Pension Transfer Gold Award Badge

Our Pension Transfer Gold Award Badge

Our pension transfer service includes:

1.) Information gathering

We gather all the information regarding your current private pension funds from your providers to start our assessment. This information could include up to date values and any benefits that may be included with your pension funds.

2.) Pension assessment

We assess all your private pension funds, including their current management fees, risk profile, annual growth and past performance to identify any possible areas of improvement that you could benefit from. This will also include a ‘Get To Know You’ call with your pension adviser to understand your current financial situation and retirement plans.

3.) Fund analysis

We analyse all current UK pension funds and providers to see if there is a more suitable or better-performing pension for you. For your security, we only recommend funds from the biggest and best UK pension providers.

4.) Advice and recommendations

We advise and make recommendations to you in a comprehensive report. We will talk you through the report in detail to ensure you fully understand all the recommendation and options available to you. This will cover whether we believe transferring your pension is in your best interests, along with a detailed explanation of how we have arrived at this conclusion.

The above process including the analysis and recommendations for defined contribution pensions are free and without obligation.

If our advice is to leave your private pension where it is, we will tell you this for free.

5.) The transfer process

We help you transfer. Following our analysis and recommendations if we believe a pension transfer is in your best financial interests and you are happy for us to implement the advice – we will handle the entire transfer process for you from start to finish. Your adviser will outline any fees we will charge to implement the transfer and ensure a smooth transaction from your existing fund to the new recommended pension provider. Our fees for a pension transfer are among the lowest in the industry.

 
 

Our Pension Transfer Gold Standard Award Badge

What is the Pension Transfer Gold Standard?

Awarded by the Personal Finance Society (PFS), Pension Transfer Gold Standard aims to give consumers confidence that they are working with expert pension advisers that are guided by a set of principles. These principles, alongside Pension Works’ Financial Conduct Authority regulation, guide us to ensure any pension advice or pension transfers we undertake for our clients is of the highest quality.

Pension Transfer Gold Standard Principles:

  • Helping clients’ understand when advice is appropriate
  • Ensuring the financial information given supports the client’s overall wellbeing
  • Providing the most suitable and updated pension transfer technical skills are applied
  • Transparent management of conflicts of interest
  • Helping clients understanding the cost of transferring benefits
  • Ensuring client understanding and acceptance of all charges
  • Avoiding unregulated investments
  • Transparency in advice processes and outcomes

 

For your own protection, the Government has made it a legal requirement to seek financial advice before you transfer from certain pension schemes, like final-salary or defined benefit schemes.

Contact us today by calling 0808 164 2664 or make an enquiry.

Pension Fees Calculator

Our free assessment service will carefully assess whether your private pension is being consumed by excessive fees or hidden charges, which could be preventing you from retiring with extra funds.

Simply provide your pension pot size and age below, to calculate how much we could help your pension grow:



The higher the charges, the longer it may take you to retire and the less you could be retiring with.