Our free pension HealthCheck will carefully assess whether your private pension is being consumed by excessive fees or hidden charges, which could be preventing you from retiring with extra funds.
Simply provide your pension pot size and age below, to calculate how much we could help your pension grow:
As trustees of the company’s pension scheme, business owners or directors make the key decisions of where the funds are invested. The major benefit of a SSAS is the flexibility on where the funds can be invested, this may include the business’ premises and other fixed assets that could grow in value.
For example, the pension scheme could purchase the business’ premises and lease the property back to the business which would then pay a rental income to the pension fund. Of course, this would be subject to terms and conditions, so it’s advisable to speak to an independent financial adviser.
All of the SSAS’ assets are held in the name of the trustees – there are no individual pension pots for the scheme members to draw from, but each member is recognised to hold a percentage portion of the assets of the scheme.
We work with all major UK pension providers allowing us to find the pension that helps you meet your retirement goals, and ensures your retirement is in experienced hands.
Both are self-managed and reliant on the investment decisions of the owner/trustees. The main differences are:
Anyone can open a SIPP
Higher running costs than an SSAS
The SIPP provider is the trustee
Cannot lend money to your business from a SIPP
Small Self-Administered pension Schemes are usually set-up to provide retirement benefits for small business owners, directors or senior members of staff. They can also be opened up to all employees and their family members even if they don’t directly work for the business but generally limited to a small number of members.
An excellent service that provides a high level and in depth analysis of the fund investment options with good personnel illustrations while maintaining communications with its clients throughout the transfer and transaction period..
M A Bower - November 2018
Very professional and efficient,took all the stress out of my transaction and explained every step of the process!
Mr Paul French - February 2019
Very impressed with the service from Pension Works, especially Alastair. I had dealings with three other companies beforehand, and had decided to stay with my current provider because they were all so determined to charge me before offering any advice. Alastair is very knowledgeable so explained in layman's terms the options available. He reassured me of any concerns I had. His advice saved me a considerable sum on fees and has enabled me to retire with a nice nest egg and a low fee drawerdown pension. I'd recommend them highly.
Simon Henderson - December 2018
Extremely knowledgeable, clear & precise advice. Helpful, friendly & attentive. I am much clearer about my future options.
Mr C - June 2018
Very helpful indeed offering advice based on a detailed conversation regarding my individual needs. At no point was I put under pressure to make decisions I was uncomfortable with and they answered my queries in full and in a way that was easy to understand
Andrew Boyd - October 2018
Professional, fun to deal with and quick. Everything was explained well. A questionnaire to ascertain my requirements was undertaken.I was kept in the picture at all times and all the people I spoke to on the telephone were professional. They came up with a cracking plan for my money.I would not hesitate to recommend them.
D Oakes - February 2019
My assigned advisor Alastair Milner was excellent from start to finish, good professional service.
Robert Kavanagh - January 2019
Pension Works were great in helping me sort out my various pensions. They talked me through them and helped me get the best deal and pension to amalgamate them into one pot. I have to say that I was very satisfied with the work they did on my behalf and still continue to do. I would recommend them to family and friends and also to anyone reading this review.
Susan Clayton - February 2019
For years, I have been avoiding reviewing my pension - I always thought it was something complex that I'd have no understanding of. I discovered Pension Works and couldn't be happier with the service, with 2 quick calls and super friendly, patient team members - I'm on a fantastic rate and all my pension pots have been merged. Would highly recommend the service!
Sedge Beswick - February 2019
Excellent customer service and communications. I found the advice very clear and the ease of consolidating a number of different pensions together with saving on administration charges extremely worthwhile. I was particularly pleased there were no up-front costs and the initial advice was without any pressure to proceed.
Sarah Metcalfe - November 2018
Pension Works were very professional in dealing with my pension advice. James Davis dealt with my pension review and he considered my retirement objectives very carefully before providing the advice.
Sean T - November 2018
The process to gather and review my disparate pensions was managed proactively all the way though. They kept me informed at every stage, presented the findings in plain English and made every step easy to understand The whole process was quick they handled the communications with my pension providers on my behalf. I hadn't really looked into my pensions for some years, they were able to not only consolidate my pensions - but to find a wholly better outcome with a new provider that meant I paid less charges and which was adjusted to my retirement goals.
Stephanie Hutchings - November 2018
Excellent service and knowledgeable people. Made the whole process of my pension provision seamless and without a hitch. Would highly recommend.
Chris W - October 2018
The staff was very helpful and made things easyer for me to understand, thay were very good. Thank you for everything.
Sharon Wigg - February 2019
James Davis gave high quality and clear advice with great efficiency and courtesy. Highly recommended
Charles Milnes - September 2018
Private pension specialists – your retirement is in experienced hands
ISO 9001 accredited – meeting the international standard for quality management
5 Star Trustpilot rating – consistent positive customer feedback
Independent & transparent – we are not tied to a single pension provider
Authorised and regulated by the Financial Conduct Authority – for your
peace of mind
