Our free pension HealthCheck will carefully assess whether your private pension is being consumed by excessive fees or hidden charges, which could be preventing you from retiring with extra funds.
Simply provide your pension pot size and age below, to calculate how much we could help your pension grow:
As trustees of the company’s pension scheme, business owners or directors make the key decisions of where the funds are invested. The major benefit of a SSAS is the flexibility on where the funds can be invested, this may include the business’ premises and other fixed assets that could grow in value.
For example, the pension scheme could purchase the business’ premises and lease the property back to the business which would then pay a rental income to the pension fund. Of course, this would be subject to terms and conditions, so it’s advisable to speak to an independent financial adviser.
All of the SSAS’ assets are held in the name of the trustees – there are no individual pension pots for the scheme members to draw from, but each member is recognised to hold a percentage portion of the assets of the scheme.
We work with all major UK pension providers allowing us to find the pension that helps you meet your retirement goals, and ensures your retirement is in experienced hands.
Both are self-managed and reliant on the investment decisions of the owner/trustees. The main differences are:
Anyone can open a SIPP
Higher running costs than an SSAS
The SIPP provider is the trustee
Cannot lend money to your business from a SIPP
Small Self-Administered pension Schemes are usually set-up to provide retirement benefits for small business owners, directors or senior members of staff. They can also be opened up to all employees and their family members even if they don’t directly work for the business but generally limited to a small number of members.
Very good quality and excellent service Provided by your company easy to understand and very efficient help for pensions.
Jamil Bhatti - April 2019
Great service, everything explained in an easy way, feel more comfortable with my pension now, found out a lot of interesting facts, thanks for your help.
Shonna Hattrick - March 2019
Pension Works were great in helping me sort out my various pensions. They talked me through them and helped me get the best deal and pension to amalgamate them into one pot. I have to say that I was very satisfied with the work they did on my behalf and still continue to do. I would recommend them to family and friends and also to anyone reading this review.
Susan Clayton - February 2019
My assigned advisor Alastair Milner was excellent from start to finish, good professional service.
Robert Kavanagh - January 2019
Excellent service throughout .. Pensions can be a minefield as we all know but the service i recieved from James Davis via e-mail and a couple of phone calls was second to none..I would recommend Pension Works to anyone seeking help with their Pension.. FCA authorised also a big PLUS..
Adam White - April 2019
I cannot praise Pension Works enough and in particular James Davis and his team for there clear and patient service. It can be a minefield when looking for a reliable and caring company when it comes to the potentially risky business of re investing a pension. There are thousands of web based adviser's out there who are ultra keen to handle your hard earned cash and take a hefty commission for the privilege so I advise anyone to do your homework and take your time to choose the right one for you.
Read the full review here
Pete Fordham - May 2019
Professional, fun to deal with and quick. Everything was explained well. A questionnaire to ascertain my requirements was undertaken.I was kept in the picture at all times and all the people I spoke to on the telephone were professional. They came up with a cracking plan for my money.I would not hesitate to recommend them.
D Oakes - February 2019
pension works did all the hard work. they took all my details, finances etc. gave me great advise, made it all clear, responded to phone calls and emails very quick and professional.
Stevan - April 2019
Very professional and efficient,took all the stress out of my transaction and explained every step of the process!
Mr Paul French - February 2019
For years, I have been avoiding reviewing my pension - I always thought it was something complex that I'd have no understanding of. I discovered Pension Works and couldn't be happier with the service, with 2 quick calls and super friendly, patient team members - I'm on a fantastic rate and all my pension pots have been merged. Would highly recommend the service!
Sedge Beswick - February 2019
Private pension specialists – your retirement is in experienced hands
ISO 9001 accredited – meeting the international standard for quality management
5 Star Trustpilot rating – consistent positive customer feedback
Independent & transparent – we are not tied to a single pension provider
Authorised and regulated by the Financial Conduct Authority – for your
peace of mind
