About Pension Works

About Pension Works

Pension Works can advise on:

Income Drawdown

25% Tax-free lump sum – if you’re 55 years of age or older, you might be able to take a tax-free lump sum from your pension.

Investment growth – a drawdown pension allows you to keep your savings invested, meaning your money could continue to grow, unlike an annuity.

Pension Transfer

Lower fees and charges – there can be huge differences between different pension policies and the charges they incur.

Reduced risk – as you get closer to retirement, a higher risk pension may not be suitable for your personal circumstances.

Final Salary Pensions

It’s a legal requirement to seek professional financial advice from a fully qualified adviser who is authorised by the Financial Conduct Authority (FCA), if your pension is valued over £30,000.

At Pension Works – we hold the necessary qualifications to advise on Defined Benefit (Final Salary) pensions.

Pension Consolidation

Reducing charges – your pensions may have different annual management charges, some lower than others, so it could make sense to combine your pensions into one with lower fees.

Easy to track – it’s critical to keep a close eye on your pension savings. Moving them into one pension scheme could mean you don’t lose track of your money.


All about Pension Works

Convenient Advice

Unlike traditional Financial Advisers, we aim to be more flexible and available when you need us. Our service is telephone and email based, allowing us to work for you at a time that is most suitable for you. This flexibility gives you access to one of our fully qualified and FCA regulated Independent Financial Advisers in the comfort of your home and without the need to book an appointment weeks in advance.

Although we are an online and telephone business, your details and information are fully secure. Any data you provide through our website is encrypted and also shielded with multiple layers of security for your protection.

As a forward thinking online & telephone based business, this enables us to keep our fees low, so that we can pass those savings on to you, hopefully taking you closer toward the retirement you desire.


Peace of mind

We work with all major UK pension providers allowing us to find the pension that helps you meet your retirement goals, and ensures your retirement is in experienced hands.

Pension Fees Calculator

Our free pension HealthCheck will carefully assess whether your private pension is being consumed by excessive fees or hidden charges, which could be preventing you from retiring with extra funds.

Simply provide your pension pot size and age below, to calculate how much we could help your pension grow:

The higher the charges, the longer it may take you to retire and the less you could be retiring with.