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Are pension annuities a good option?

Since pension freedoms, a pension annuity has experienced something of a drop in popularity. Income drawdown has become increasingly popular, and many people have taken to the idea of being able to access money when they need it. However, it’s worth giving pension annuities a second thought – it might be the best option for […]

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Do I need a pension adviser to transfer my pension?

You might have arranged a loan, set up a mortgage, or even set up your own business without any help from a financial adviser. It’s tempting to take that approach to pensions – after all, retirement planning is a personal decision. However, for many people, using the services of a pension adviser can be not […]

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Present and future benefits of merging pension funds

If you have had a number of different jobs during the course of your working life it is quite probable that you will have acquired a range of smaller personal pension funds. For several reasons, it may be a good idea to merge them into one fund (this is called Pension Consolidation) so that you […]

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Should I buy an annuity? Or is income drawdown the future?

Thanks to pension freedoms, there is now more flexibility than ever over how you are going to take your pension. Pension drawdown has become particularly popular in recent years, but there are still advantages to the more traditional pension annuity. What are the differences between drawdown and annuity Income drawdown is the newest option. Your […]

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