It’s no secret that, in recent times, a combination of geopolitical uncertainties, weaker growth and increased volatility has heightened awareness of risk amongst investors. And this, in turn, has sparked new interest in multi-asset funds, as investors try to manage risk and protect capital while also seeking growth opportunities.
Why invest in multi-asset pensions and funds?
Multi-asset funds invest in a combination of asset classes, which typically include equities and bonds, but can also cover a broader range of financial investments such as property and commodities. Their appeal is that they provide diversification and thus ensure investors ‘do not put all their eggs in one basket’ reducing the investment risk.
A surge in multi-asset fund purchases
Increased interest in the multi-asset sector has fuelled a wave of new money into existing funds and a flurry of new fund launches too. According to Morningstar, there are now 1,027 UK domiciled multi-asset funds. The Investment Association data also shows the mixed-asset sector was last year’s best-selling asset class with net retail sales of £7.9 billion.
While the wide choice of funds is fantastic news for investors, it has enhanced the need to seek professional financial advice.
At Pension Works, we strongly recommend multi-asset pension funds as a way of protecting your retirement funds and taking financial advice. Following a thorough assessment of your current pension funds, our expert financial advisers will compare your pension schemes against the whole of the market. If there is a more suitable multi-asset pension available, we will deliver your options to you.
As predominately telephone-based financial advisers, we aim to be available at a time that suits you, from the comfort of your own home. If you live locally to our home in Knutsford, Cheshire, you are more than welcome to visit our offices and meet your adviser for face-to-face advice.
To start your pension review, please call 0808 164 2664 or click here for further information on our pension check service.