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Helping Your Personal Pension Perform

Many people invest in a personal pension with the aim to build up a pot of money that will be used in retirement. A personal pension is one of the most tax efficient ways to invest for your future as HM Revenue & Customs (HMRC) gives tax relief to the payment you make to your pension.

For your personal pension to grow, the funds are often invested in stocks and shares but not all pension funds have the same growth performance, management fees or benefits.

  • Get Your Free Pension Check Started Today

  • :

Helping Your Personal Pension Perform

Many people invest in a personal pension with the aim to build up a pot of money that will be used in retirement. A personal pension is one of the most tax efficient ways to invest for your future as HM Revenue & Customs (HMRC) gives tax relief to the payment you make to your pension.

For your personal pension to grow, the funds are often invested in stocks and shares but not all pension funds have the same growth performance, management fees or benefits.

How Personal Pensions Work

Personal Pensions are typically defined contribution schemes and are individual contracts between you and the pension provider. They can either be set-up by you or often set-up by your employer through a workplace pension scheme.

To give financial security in retirement, people will invest funds (called contributions) regularly into a pension for it to grow and in the case of a workplace pension, the employer could match those investments. For further growth, the pension provider will invest those funds often in stocks, shares or alternative investments depending on the risk profile of the pension fund.

Should You Check Your Pension Performance

There is a wide range of different personal pension funds to choose, and it can seem like a minefield to check how your fund is performing. Different funds can vary massively in performance, depending on the risk profile, management fees, investment strategy and flexibility, so it pays to check the performance regularly.

Why use Pension Works?

If your pension funds are valued over £30,000, we recommend that you take professional advice to ensure you’re making the right decisions with your financial future.

Our job as pension specialists mean we will assess all your current pension provisions and deliver a comprehensive report that will outline all your options. The report will also explain how your current pension(s) are performing and whether there are better products for you on the market.

We call our service a ‘Pension HealthCheck’ and is entirely free and without obligation.

Where our advice is to move your personal pension into a more suitable policy, we can handle this for you, making it as smooth and straightforward as possible. Our fees for this service are among the lowest in the industry.

We’re completely independent and authorised and regulated by the FCA – so you can be sure that any advice given will always be in your best interests.

Contact us today for your personal pension assessment by calling 0808 164 2664 or fill in the form.

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Why Pension Works?

Our open and transparent service always puts you first, and our advice would be in your best financial interests.

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Who we work with

As independent financial advisers, we are not tied to any pension provider. This allows us to work with the whole of the market; ensuring we find the right pension for you.

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