Pension Works Services Overview

Pension Works Services Overview

Our service can advise on:

Final Salary

To advise on Final-Salary (also called Defined Benefit) pensions, independent financial advisers need specific professional qualifications. We have all the necessary qualifications to assess and advise on final-salary pensions. It is a legal requirement should your final-salary pension be worth over £30,000 to get financial advice from a fully qualified independent financial adviser to transfer out your pension.

Pension Consolidation

It’s critical to keep a close eye on your personal pension savings. Moving your pensions into one policy could potentially make it easier to manage and reduce the chances of losing track of your money. We can advise on whether pension consolidation is in your best interests and if you can save money on charges by moving your personal pensions and we can manage all the transfers for you.

Pension Drawdown

We can help you to access your tax-free cash if you’re over 55 years of age, or if your pension doesn’t allow drawdown, move your pension to give you more flexibility. Our pension experts can offer advice on the best way of accessing your funds and highlight the impacts of taking your money early could have on your future.

Retirement Planning

If retirement is on the horizon, our financial advisers can help you to put a plan together, to make sure you’re on track for the comfortable retirement you deserve. We can also advise on if buying an annuity or taking your pension through pension drawdown is the best option for you and your future.

Pension Assessment

Pension performance can be volatile, and your private pension could decline in value quickly. We can check your pension performance to ensure you are not losing out on valuable pension funds for your retirement.

Pension Transfers

When considering transferring your pension(s) to another provider, there are many things you need to think about, but our Independent Financial Advisers can work through all the options to help you make informed choices.

 
 

What our clients say



About us

Private pension experts – offering a variety of services to assist you

ISO 9001 accredited – meeting the international standard for quality management

5 Star Trustpilot rating – consistent positive customer feedback

Independent & transparent – we are not tied to a single pension provider

Authorised and regulated by the Financial Conduct Authority – for your
peace of mind

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All about Pension Works

Convenient Advice

Unlike traditional Financial Advisers, we aim to be more flexible and available when you need us. Our service is telephone and email based, allowing us to work for you at a time that is most suitable for you. This flexibility gives you access to one of our fully qualified and FCA regulated Independent Financial Advisers in the comfort of your home and without the need to book an appointment weeks in advance.

Although we are an online and telephone business, your details and information are fully secure. Any data you provide through our website is encrypted and also shielded with multiple layers of security for your protection.

As a forward thinking online & telephone based business, this enables us to keep our fees low, so that we can pass those savings on to you, hopefully taking you closer toward the retirement you desire.

 

Peace of mind

We work with all major UK pension providers allowing us to find the pension that helps you meet your retirement goals, and ensures your retirement is in experienced hands.

Why Pension Works?

No obligation, no pressure

Our Pension HealthCheck comes with No obligation and No pressure. If your pension is performing we’ll tell you so, and it won’t cost you a penny.

Independent and transparent

Pension Works are not tied to any pension provider. This allows us to stay independent and only select the most suitable and best-performing policies for you.

Regulated and ISO 9001 Accredited

We are authorised & regulated by the Financial Conduct Authority, and ISO 9001 accredited, meaning our advice will always be in your best interests.

Convenient and flexible service

Being a telephone and internet based business, we can provide independent and professional pension advice at a time that suits you.