What advice would you pass onto the next generation? Family Image

What advice would you pass onto the next generation?

As parents and grandparents, we all hope the values and knowledge we hold dear can somehow be passed on to our children and grandchildren. We’d all like to be able to offer advice to them helping them make the right financial decisions for their future, including saving enough in their private pension. Here are a few thoughts that might just help.

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Retired couple working out

How much do you need to retire?

After years of hard work and paying in, a comfortable retirement is probably the light at the end of the tunnel.

40% of over-55s, however, are worried that their money will run out. (1)

Moneywise.co.uk – April 2018

It’s worth taking some time to make some retirement decisions and figure out how much you are going to need – and if you’re on track to build up the pension fund needed to provide this.

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Information on Pension Freedoms - Pension Pot Image

Pension freedoms: making saving for retirement more appealing

Politicians, consumer groups and the investment industry, in general, welcomed the pension freedoms introduced by the government in April 2015. The changes gave people more choice and flexibility in how they funded their retirements.

However, the sweeping nature of the reforms has caused one or two problems. Earlier this summer, the Financial Conduct Authority (FCA) published its initial study of the new system, alerting savers to potential risks.

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